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Portfolio Fund

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Habona German retail Fund 03, when it comes to monetary funds, are closed-end real estate funds across front with and exactly then is Habona Fund 03 on the pole position. The provider of Habona invest has designed the Habona German retail Fund 03 and done all the experience the last time in a financial product. With the innovative retail Fund Habona invest meets all requirements. Habona German retail Fund 03, who knows the prospectus, gets an idea about the quality of the retail Fund, but in reality it looks indeed even more convincing. In many places, it is estimated that the investment fund will exceed its forecasts. Looking back approximately 10 years, the landscape of the closed investments has changed noticeably. Underwriters are customer-oriented and become professional, which doesn’t mean like that there are no negative examples.

It is clear, however, that the market noticed amateur conceptions and ignored. It has formerly simply this preference is not given. Yesteryear were called closed-end funds for offensive agents in the life, so that they could take ordinary commissions. This currently remains there, but one should note: quite clearly, that it has become much less. Certainly, there are currently still Fund providers, which are governed exclusively by the mediators. The offers, which emerge here, are on the other hand poorly transparent. The fulfilment of the AIFM guidelines prepared not only the German State difficulties. Also those initiators, which had an easy game in the last few years, are now falter.

It important aspects are added, such as the background of the characters and the transparency of the Fund. Especially on the issue of transparency, regular valuations be required in the future. Such assessments should be no challenge for the Habona German retail Fund 03. Learn more at: Brut 172. Regardless of the nature of the Habona German retail real estate one should be always aware funds 03, It is a long-running bond. The like means that an early exit from the retail Fund should if necessary be accompanied by inconvenience. Nowadays you can while silver monetary funds on the so-called secondary market, however, this is not particularly transparent. Summa Summarum is the Habona German retail Fund 03 Habona invest a high-profile fund that is useful to the admixture. As in almost all cases is one essential thing to consider in this context. Not a closed-end Fund of this earth is 100% sure, what is obviously true for all investments. For this reason you should always split his fortune and also the Habona German retail real estate should by no means take a too much weight in a Portfolio Fund 03. This principle has nothing to do with the quality of the retail Fund, but takes into account a blanket reason thought.


Michael Minderjahn

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A significant increase in freight rates is not expected in the near future. Because the vessel operating costs will rise at the same time, another negative development for the ship funds is expected for 2012. Unrestrained development of overcapacity Ship Fund root cause of the crisis that the ship funds are so much taken from cyclical fluctuations of in freight rates is located primarily on the massive overcapacity of ships. Fund issuer, owners and banks have unrestrained ship funds, on the actual needs of past generated huge overcapacity of ships and was well earned in the business at the expense of investors. Get more background information with materials from Omega 3 Fatty Acid Market. The overcapacity is a ruinous competition among the shipping companies for contracts falling and not compensatory Charter rates are the result. Many ship Fund can part nearly two years serve their loans nor pay the forecast distributions.

The investors, who often lose their entire capital when the insolvency of a ship Fund paying einmalmehr. Risks were unknown to many investors the crisis of the ship Fund meets surprise many investors. Economic fluctuations in the revenue, overcapacity risks in the financing and potential total loss they have been consulting pointed out. Instead it should be mostly at the shipping funds recommended to them to a secure long-term investment. Commission interest of the consultant as a driving force behind the false advice crucial to the wrong advice the Commission interest of the Advisory banks and savings banks, was often not only the initial fee, but also parts of the Fund concepts for raising equity capital provided for in high remuneration received, without pointing out their customers.

For a larger number of clients, we have successfully sued the Advisory they and savings-bank informed to give, which commissions received in connection with the mediation of the ship-Fund investments. Sad “leader” is currently the Deutsche Apotheker – und arztebank has granted after final conviction, to have received 14% commissions for the mediation of an MPC-ship Fund. That these bribes similar commissions if not one, even the incentive to the wrong advice, is obvious. Discreet Kickbacks justify this practice of hidden rebates (kickbacks) is for investors to great opportunity, economic reverse their failed ship Fund participation in the form of damages claims. Now unique kick back case-law of the Bundesgerichtshof a bank or savings bank must indicate the customer within the framework of the consultation, what she deserves in the mediation of participation. That does not, must replace the damage the investors. My recommendation for investors by MPC ship Fund: Inspected ship Fund participation by an experienced lawyer specializing in banking law and capital market law the exits of their MPC, thus avoiding a definitive loss of invested money. The use of expert help is worth for you. For more information to MPC ship funds, on our special page MPC ship funds. Want to know what options you have as a MPC ship Fund’s investors? Call us, we are happy to help you. Nittel Banking and capital market law firm contact Mathias Nittel, lawyer specializing in banking and capital market law, Michael Minderjahn, lawyer Heidelberg: Hans-Bockler-Strasse 2 A, 69115 Heidelberg phone: 06221 915770 Fax: 06221 9157729 Munich: residential street 25, 80333 Munich Tel.: 089 25549850 Fax: 089 25549855


Asset Management For Everyone? ETFs Make It Possible

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Asset management for everyone? ETFs make it possible you are the stars in the marketing departments of the money houses: passive investment products, all preceded the exchange-traded Index Fund (exchange traded funds, ETFs). They have become a real bestseller. Because they offer much of what investors desire. They are cheap, easily constructed and are transparent so at least the catchy sales arguments for these products. Granted the secret of success of the ETF, the original idea was simple and ingenious: because hardly a Fund Manager managed over time to generate a better return on its benchmark index, ETF should this benchmark standardized so one on one, depict. Advantages: The cost for such a fund tend to zero, because no highly specialised fund management is necessary.

In addition, that such a fund never worse can evolve, as the benchmark index itself. Disadvantage: A constructed such an ETF can never reach a higher return than the benchmark index. In the success secret of the ETF was this design. In contrast to an actively managed fund, the ETF could distinguish themselves quickly. Instead of 2%, only 0.25% fell running costs and often the return from the ETF was higher than that of active funds. The success put on generic and has an explosive expansion of the product universe resulted. Is not equal to ETF ETF in practice investors today are facing the problem that the ETFs now a seemingly impenetrable jungle of product occurred.

This is demonstrated by the increase of the product terms for Exchange-traded funds. In addition to ETF still ETC (Exchange traded commodities) are exchange traded products (ETPS) and exchange trade notes (ETN). The number of each products within this group is growing rapidly. In the rhythm of the week, new passive products are developed by the creative departments of the banks. The second and third generation products are long but not so simple, transparent and inexpensive as their ancestors. Let’s take for example some ETFs under the magnifying glass on the BRIC countries Put (Brazil, Russia, India, China). For the BRIC countries, there are several papers which are differently designed but all. So some ETFs, set others only on 40 companies to 50, to depict the BRIC countries. The weighting of the countries varies greatly. Brazil is weighted with 39% in other Russia with 15 to 36% in some ETFs with 18%. These differences result in some significantly different rates. Conclusion: investment with ETF makes sense nevertheless ETFs very well suited for investment from 30,000 up to 3 million euro. Even for a such assets usually eight to twelve ETFs enough useful for structuring the portfolio. Here, especially wide markets (stock indices, commodities, bonds) are covered with the passive funds. This is implemented with one time equipment or with a ETF savings plans into practice. It is, however, useful to construct an individual ETF Portfolio larger assets. Its composition and weighting should be checked every six months. Order the publication on the Internet at or by phone at 030 28 88 17 20.